You want to make the most out of your money, while ensuring that your investments align with your tolerance for risk, especially when markets are volatile. Finding the right investment option - or mix of options - can be confusing, with an alphabet soup of products available. Whether you are saving for your retirement or your kids’ education, or considering the other investment options available, we can answer your questions about RRSP, TFSA, RESP, RRIF, LIRA, Non-Registered, RDSP and plain and simple savings accounts, and create the right investment plan for you.
You have financial goals, including what your preferred retirement lifestyle will look like, but you may need some help in deciding how to achieve those goals. Call us to discuss your current situation, and your goals. We will provide you with the right guidance at the right time as your situation changes and evolves.
We offer a full suite of life insurance and living benefits products that can help give you peace of mind and protect your loved ones as circumstances change. There are many coverage options available: Critical Illness; Whole Life; Universal Life; Disability; Term; Group and Travel Insurance. We can help create the combination of coverages that is right for you.
Tax Planning & Estate Planning
You want to keep as much of what you earn as you can and pay the taxman only what it required. We can help you do that: in fact, we specialize in reviewing our clients’ personal and business tax situations to save them money.
Our expertise in tax matters includes maximizing your estate’s value, so that your beneficiaries will receive everything you have planned for them. We have the knowledge and experience to help you make good decisions today that will impact the value of your estate.
Group Retirement & Health Benefits
If you are an employer looking to navigate the many options available to you and your employees, we can help you choose the right solutions. We will explain the options available, including retirement savings products (Group RRSPs and DPSPs) and health benefits (prescriptions, vision care, chiro/physio, health care spending accounts and travel health insurance), and customize a plan for you that is comprehensive and cost-effective.
Business Succession Planning
Transferring ownership of a business can be a complex and emotional process, whether the new owners are other family members or someone from outside. Our unique approach to succession planning encompasses both your personal and business situation, helping you achieve an effective and successful transition from your business.
Looking to buy, refinance or take out equity? We can help guide you through the process. Contact us today.